CombiBar 20×1g Gold Bar | Valcambi

CombiBar 20×1g Valcambi gold bar — divisible bar with 20 segments of 1 g

20 grams of 999.9/1000 fine gold (.9999) in a divisible CombiBar format from Valcambi SA — a Swiss refinery with LBMA Good Delivery accreditation since 1968. The bar consists of 20 segments of 1 g each, separable by hand along perforations. Sealed in a CertiCard blister with assay certificate and individual serial number.

The 20×1 g format is the midpoint of the Valcambi CombiBar series — combining four times the bullion mass of the 5×1 g variants while retaining full flexibility for fractional sales. The owner has 20 independent 1 g segments, enabling precise adjustment of quantities sold to current needs. Each separated segment retains its full bullion value and is immediately tradeable on the secondary market.

Technical specification

Why this product?

• Divisible bar with 20 segments of 1 g each — any number of segments can be separated by hand, without tools and without loss of precious metal. Each segment retains its full value of 1 g of gold and is immediately tradeable on the secondary market.
• 20 g of gold in a single certified product — four times the bullion mass of the 5×1 g variants at a proportionally lower premium per gram. Total weight 20 g (0.6430 oz t) in a card format smaller than a bank card.
• 999.9/1000 fineness (.9999) — the highest purity standard for gold bullion, identical across all Valcambi formats from 0.5 g to 1 kg.
• LBMA Good Delivery since 1968 — Valcambi meets the highest quality standards of the London Bullion Market Association.
• CertiCard with assay certificate — a laminated blister serving simultaneously as protective packaging and assay card with serial number, fineness, weight and assayer signature.

Valcambi SA — Swiss precious metals refinery

Valcambi SA has operated since 1961 from Balerna in Canton Ticino, southern Switzerland. The refinery processes the four main precious metals — gold, silver, platinum and palladium — with an annual capacity exceeding 2,000 tonnes. It ranks among the world's largest and most recognised precious metals processors.

Valcambi obtained LBMA Good Delivery accreditation for gold in 1968 — confirming that its products meet the rigorous standards of the London Bullion Market Association regarding fineness, weight and production consistency. The refinery also holds LBMA accreditations for silver, platinum and palladium.

The Balerna facility runs the complete production cycle — from raw material refining through minting to final packaging and certification. Valcambi participates in the Green Gold programme — a certified supply chain for sustainably sourced gold.

Valcambi developed and patented the CombiBar system — a bar divisible into smaller segments along perforations. This innovation combines the benefits of a single certified bar with the flexibility of fractional bullion sales, opening an entirely new market segment.

CombiBar — Valcambi's patented divisible bar system

CombiBar is a patented bullion bar format developed by Valcambi SA. The bar takes the form of a thin card (thickness 0.2 mm in the 20×1 g format), divided into precisely measured segments along perforation lines. Each segment can be separated by hand — without tools and without loss of precious metal. After separation, each segment retains its full bullion value, as it carries its own markings: Valcambi logo, weight and fineness.

The CombiBar system combines the advantages of a certified bullion bar with the ability to sell fractionally. The owner can sell one, several or all segments as needed — without having to dispose of the entire bar. This solution is particularly valued in the DACH region (Germany, Austria, Switzerland), where format flexibility has long been an important criterion when choosing a bullion product.

The 20×1 g format offers the optimal ratio of flexibility to premium. Twenty independent segments provide extensive fractional selling options — from a single gram to any multiple — at a lower premium per gram than the 5×1 g variants. The preferred choice for buyers who need a larger bullion mass while retaining full divisibility.

Each CombiBar is sealed in a CertiCard blister — a laminated package serving simultaneously as an assay certificate. The CertiCard contains: Valcambi logo, total weight, fineness, individual serial number and assayer signature. Opening the blister is possible but reduces secondary market value — storage in the original packaging is recommended until segments are separated.

Formats and weights — Valcambi CombiBar series

Valcambi SA produces CombiBar bars in several configurations: 5×1 g (in both Shining Stars and gift case variants), 10×1/10 oz, 20×1 g, 50×1 g and 100×1 g. All formats share common features — 999.9/1000 fine gold, perforations for hand separation, markings on each segment and CertiCard packaging with assay certificate.

The 20×1 g format is the balance point of the CombiBar series — four times the mass of 5×1 g at a still moderate entry threshold, while 20 independent segments ensure high flexibility. For an even lower premium per gram, the 50×1 g and 100×1 g formats are available.

A full overview of available formats can be found in the gold bullion bars category. Current precious metals prices at precious metals prices.

What to consider before buying?

Before purchasing, check the current gold price and compare the CombiBar 20×1 g price with that of a standard 20 g minted bar — the divisible format carries a higher premium over spot than a standard minted bar of the same weight, owing to the patented perforation system and larger production surface.

Upon receipt, verify the integrity of the CertiCard blister and that the serial number matches. Store the bar in its blister in a dry place protected from moisture and scratches. An unopened CertiCard package commands a higher price on the secondary market.

The CombiBar 20×1 g is the optimal choice for buyers who need 20 g of gold with full fractional selling capability at 1 g increments. For a lower entry threshold — CombiBar 5×1 g (Shining Stars or gift case variant), while for greater weight — CombiBar 50×1 g or 100×1 g.

Why GoldInvest24?

• Producers with LBMA Good Delivery accreditation — Valcambi, PAMP, Argor-Heraeus, Heraeus, Umicore and other world-renowned refineries.
• Complete Valcambi CombiBar series — from 5×1 g to 100×1 g, including decorative and gift variants.
• Three language versions of the shop — PL, DE, EN — with complete product descriptions.
• Live precious metals prices — gold, silver, platinum and palladium in real time.
• Insured shipping and discreet packaging with every order.

Comparison table — Valcambi CombiBar bars

FAQ — Frequently asked questions

How much gold does the CombiBar 20×1g contain?

The bar contains 20 grams of 999.9/1000 fine gold (.9999), divided into 20 segments of 1 g each. The total weight of 20 g equals 0.6430 troy ounces. Each segment carries its own markings — Valcambi logo, weight and fineness.

How does the CombiBar system work — can I separate a single 1 g segment?

Yes. CombiBar is a patented divisible bar with perforation lines. Simply bend the desired segment by hand — no tools required and no loss of precious metal. Each separated 1 g segment retains its full bullion value and is immediately tradeable on the secondary market.

Does Valcambi hold LBMA accreditation?

Yes. Valcambi SA has held LBMA Good Delivery accreditation for gold since 1968. The London Bullion Market Association confirms compliance with rigorous quality standards.

What is the CertiCard and how does it protect the bar?

The CertiCard is a laminated Valcambi blister that serves simultaneously as protective packaging and assay certificate. It contains the producer logo, weight, fineness, individual serial number and assayer signature. An unopened CertiCard package commands a higher price on the secondary market.

How does the CombiBar 20×1g differ from the 50×1g and 100×1g formats?

All three formats consist of 999.9/1000 fine gold in the patented CombiBar system with CertiCard certification. The difference lies in total weight, number of segments and premium per gram. The CombiBar 20×1 g offers 20 segments of 1 g (totalling 20 g) — a compromise between a moderate entry threshold and high flexibility. The 50×1 g and 100×1 g formats provide 50 and 100 segments respectively at a lower premium per gram but require a higher initial outlay.

Is the CombiBar gold bar VAT-exempt?

Yes. Gold bullion in bar form meeting the conditions of EU Directive 98/80/EC is exempt from value added tax. This applies to all CombiBar formats with 999.9/1000 fineness.

How do I buy the CombiBar 20×1g from GoldInvest24?

Simply add the product to your basket and complete the order. Before purchasing, check the current gold price and compare the premium with other CombiBar formats in the gold bullion bars category.